Michelle Piccinini Shares Expert Advice + Perceived Mortgage Trends

A Forced, Collective Reset

Ever since COVID hit, my world has been turned upside down. My world, along with every, single other person out there. Whether you’ve lost your job (I’m so sorry) or you’re learning to juggle new responsibilities you never signed up for (yep, me too) – we all are learning to embrace the new norm…this forced, collective reset. As terrifying as it is, it’s equally thrilling and exciting – if we allow it. We’re  invited into a world where we’re learning to be highly resourceful, simplify, and get ultra creative again. There’s good days and bad days, and every emotion in between. Today on the blog, I want to share my personal thoughts and professional predictions with you, in hopes that it’ll help you feel less alone, and invite you into a feeling of community and support. Please read on and remember, I’m here for you.

COVID is Leading to Gratitude

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Never thought I’d write that sentence in my life, ever. But to be honest, with a little perspective, I’ve come into a new space of gratitude lately. I’m so grateful that I have this time with my kids, as chaotic as it is. In just one day, I was instantly promoted to: the school counselor, principle, and teacher – and I didn’t even know I was nominated! I want to personally thank teachers and administration because you deserve a parade, a street named after you, or an annual celebration. You made a choice and decided to do this. I’m just a stand in right now.

Our family has never had this much time together, week over week. And although it’s been challenging learning to adjust and juggle all these new roles, on top of my full time position as a mortgage expert, my appreciation for family has never been so refined.

I’m grateful that my business has been deemed essential. But the truth is – EVERYONE is essential. I hate how that’s even been categorized. The people who aren’t working right now DO MATTER, and we need them. Every business owner, big time corporations and small mom and pops, we need. you. And I’m sorry for what you’re going through to adjust. Honestly, I can’t imagine what anyone is going through right now. I can’t imagine being told, sorry you don’t get to come to work today. Being scared and wondering how do I pay my mortgage payment? The truth is…this isn’t easy. And it’s hard to show appreciation but feel like you’re in a constant state of crazy. This sudden juxtaposition is jarring for everyone. But we can’t live in fear.

Let’s Look on the Bright Side

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The truth is, we will always need shelter. It’s one of our basic needs as humans. And if you’re in the process of buying or refinancing, yes this truly sucks but where’s the silver lining? Looking on the positive side, rates are still low. And we’re here to help you with your needs, even during this worldwide pandemic. We can’t just put life on complete hold. But we CAN come up with some creative ways to make it easier on you! We’re here for you – no matter where you’re at in your homeownership journey.

What to Do NOW to Prevent Damage

First time homebuyers and current homeowners, if you’re in a position right now to take advantage of low rates, please stay in touch with us. I really do believe that after we’re given the green light to get back into the world, there will be so many people ready to jump at new opportunities. We’ve already been cooped up and confined, and I predict there will be more competition and as soon as the markets aren’t being directed by fear. I imagine rates will increase as well. I don’t want people to miss out because of the believe there aren’t any options. There are some amazing incentives right now – and I think the market will change dramatically in the coming months. Give me a call if you’re interested in learning more about the benefits of homeownership right now.

We’re Here Talk and Support

Piccinini Team reno

If you’re thinking about buying or refinancing, rates are still low. Do you need to look at doing a cash out refi and pay some debt off? Or should we discuss other tactics to reduce your interest rate so you have less outgoing cost? Or maybe you’re more of a risk taker and thinking of taking advantage of this market.

Maybe you just need a sounding board to walk through the challenges coming your way. Maybe you’re not ready to apply, and that’s absolutely okay. But if you’ve had some time at home to really look at your finances and reassess, we’re here to help you along the way. We want you to know we’re in this together and we want to be a source of support for you. 

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